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Home loan troubles breaking new records (news)

by AC @, Friday, September 05, 2008, 22:27

Home loan troubles breaking new records

AP - Sept. 5, 2008

WASHINGTON - A record 9 percent of American homeowners with a mortgage were either behind on their payments or in foreclosure at the end of June, as damage from the housing crisis continues to mount, the Mortgage Bankers Association said Friday.

But the source of trouble in the mortgage market has shifted from subprime loans made to borrowers with poor credit to homeowners who had solid credit but took out exotic loans with ballooning monthly payments.

The problem is also concentrated in a handful of states, the worst being California and Florida. The real estate markets in those two states were fueled by some of the riskiest lending practices and rampant speculation during the housing boom that has turned into a devastating bust.

"That's clearly the problem," said Jay Brinkmann, the association's chief economist. "The national numbers are driven by the two largest states" with the most outstanding home loans.

The latest quarterly snapshot of the market broke records for late payments, homes entering the foreclosure process and for the inventory of loans in foreclosure. The trade group's records go back to 1979.

Finish reading this at: MSNBC

  179 views

Protect against dangers of 3 quiet cancers

by AC @, Friday, September 05, 2008, 22:31 @ AC

Protect against dangers of 3 quiet cancers
These common diseases are often overlooked by doctors

About 75 percent of oral cancers are caused by smoking and drinking alcohol. Oral cancer is lethal more often than it needs to be because people tend to ignore symptoms.

By Laura Flynn McCarthy

Sept. 5, 2008
Your doctor has given you the lowdown on how to protect yourself against breast, colon, and lung cancer: Get yearly mammograms (check) and regular colonoscopies (check), and don't smoke (double check). But when was the last time she asked if you had any persistent mouth sores, unexplained fevers or joint pain, or discomfort during sex?

These can be symptoms of three cancers - oral, leukemia, and endometrial - that don't get the attention they deserve. Even though they are among the most common cancers affecting women over age 55, these diseases can fall through the cracks as doctors focus on the biggest killers hogging the health headlines, says Elmer Huerta, MD, MPH, president of the American Cancer Society.

Read more for the facts behind these quiet dangers - and the simple ways you can protect yourself.

Oral cancer
Your risk: 1 in 98, with diagnoses peaking between the ages of 55 and 65. Oral cancer is lethal more often than it needs to be because people tend to ignore symptoms (it's typically caught in late stages).

Stay healthy: Watch your mouth: See a dentist or doctor about any sore in your mouth or on your lips that doesn't clear up in 2 weeks. A change in color or persistent pain, tenderness, or numbness anywhere in your mouth or on your lips should also prompt a fast visit.

Curb your vices: About 75 percent of oral cancers are caused by smoking and drinking alcohol. When such habits were considered unladylike, men with oral cancer outnumbered women 6 to 1, says Sol Silverman Jr., DDS, a professor of oral medicine at the University of California, San Francisco, School of Dentistry. "But in the last 50 years, the incidence in women has soared - now the ratio is two men to every woman." Limit your intake to one drink per day.

Finish reading this at: MSNBC

  180 views

Now terror subs prowl Caribbean

by AC @, Friday, September 05, 2008, 22:42 @ AC

Now terror subs prowl Caribbean

[image]
Navy fears Hezbollah bringing drugs, weapons to United States

Posted: September 04, 2008
11:35 pm Eastern

© 2008 WorldNetDaily

The waters in the Caribbean and around Latin America for a long time have provided a path for illicit drugs to flow into the United States, but the U.S. Navy has increased its patrols in the region now looking for something else – Hezbollah terrorists, according to a report from Joseph Farah's G2 Bulletin.

The Navy, in trolling for mini-submarines sometimes used to transport drugs, has discovered that some of them apparently are being operated by Hezbollah.

The mini-subs are small semi-submersibles, made of fiberglass and capable of carrying up to four people plus a payload. They are popular with drug smugglers, and now the U.S. is concerned elements of Hezbollah have begun using them for drug-running or smuggling weapons.

"In 2006, we were tracking around three of these," said Navy Admiral James Stavridis, commander of U.S. Southern Command. "In the year 2007, (the number) jumped to about 30. This year so far, in three months, we've seen about 30."

In drawing the connection to Hezbollah, Stravridis said there is concern about the "tri-border area (of Argentina, Brazil and Paraguay). It is, in my view, principally Hezbollah activity.

"There is clearly fund-raising, money laundering, drug trafficking," Stravridis added. "And, certainly a portion of the funds that are raised in that are making their way back to the Middle East."

Finish reading this at: World Net Daily

Related

Cocaine smugglers turn to submarines, feds say

  182 views

Oprah showing her "colors"?

by AC @, Friday, September 05, 2008, 22:43 @ AC

Oprah showing her "colors"?

Oprah is Pro Woman Except in Sarah Palin's Case

This morning Drudge Report proclaimed 'the talkshow queen is not rushing to embrace the first woman on a Republican presidential ticket!'

"Half of her staff really wants Sarah Palin on," an insider explains. "Oprah's website is getting tons of requests to put her on, but Oprah and a couple of her top people are adamantly against it because of Obama."

[image]
RASMUSSEN: Palin More Popular Than Obama or McCain...
She earns positive reviews from 65% of men and 52% of women.


Liar! Lair! Oprah...

Posted by Kim Priestap
Published: September 5, 2008 - 12:50 PM
***Bumped and Updated***

Oprah responds:

"The item in today's Drudge Report is categorically untrue. There has been absolutely no discussion about having Sarah Palin on my show. At the beginning of this Presidential campaign when I decided that I was going to take my first public stance in support of a candidate, I made the decision not to use my show as a platform for any of the candidates. I agree that Sarah Palin would be a fantastic interview, and I would love to have her on after the campaign is over."

And along with Oprah's statement, Drudge includes this photo of Obama being interviewed on Oprah's show.

[image]

I don't know when he was on the show, but if it was after he declared his candidacy for president, then she's made herself out to be a liar.

****

Oprah is an Obama girl, but you'd think as a brilliant business woman she'd take advantage of hosting Sarah Palin for the ratings bonanza, but she decided to walk away. Her staff, according to Drudge, is divided on the issue.

Update: Drudge has more information:

Oprah Winfrey may have introduced Democrat Barack Obama to the women of America -- but the talkshow queen is not rushing to embrace the first woman on a Republican presidential ticket!

Oprah's staff is sharply divided on the merits of booking Sarah Palin, sources tell the DRUDGE REPORT.

"Half of her staff really wants Sarah Palin on," an insider explains. "Oprah's website is getting tons of requests to put her on, but Oprah and a couple of her top people are adamantly against it because of Obama."

One executive close to Winfrey is warning any Palin ban could ignite a dramatic backlash!

It is not clear if Oprah has softened her position after watching Palin's historic convention speech.

Last year, Winfrey blocked an appearance by Supreme Court Justice Clarence Thomas, timed to a promotional tour of his autobiography.

Oprah and executive producer Sheri Salata, who has contributed thousands of dollars to Obama's campaign, refused requests for comment.

Developing...

Oprah is turning into a political hack for Obama. Her viewers aren't going to allow her to separate her political self from her show self because Oprah's audience loves her because she's portrayed herself as being authentic, that she's one of them. If Oprah keeps this up, she may be seen as a fraud.

Reference: http://wizbangblog.com/content/2008/09/05/oprah-is-pro-woman-except-in-sarah-palins-case.php

Related

Oprah Blocks Having Sarah Palin on Show

Obama supporter Oprah takes a big dive

Oprah's rating dropped 20% after taking sides with Obama.
A surprise: Oprah pays a real cost for supporting Barack Obama

Oprah Winfrey promotes new age Course in Miracles

Oprah Winfrey will be letting out all the stops on her XM Satellite Radio program this coming year. Beginning January 1, 2008, "Oprah & Friends" will offer a year-long course on the New Age teachings of A Course in Miracles.

"A Course in Miracles" is more New Age "dribble" meant to sidetrack and confuse us. What is not widely known about this "course" is that it was received by demonic revelation by a Jewish atheist psychologist named Helen Schucman in 1965. In this "cutesy" course, Satan attempts to hide his existence, while at the same time "revealing" to the gullible Ms Schucman, an entire list of things that contradict Holy Scripture - which only the father of lies could concoct.

Read more about this "course in miracles": here

Republican women launch Boycott of Oprah over Palin

  190 views

Reports: Fannie Mae, Freddie Mac takeover set

by AC @, Saturday, September 06, 2008, 02:04 @ AC

Reports: Fannie Mae, Freddie Mac takeover set

Top execs would be dismissed and common stock diluted under federal plan

MSNBC
updated 6 minutes ago
The federal government has prepared a plan to take control of troubled mortgage giants Fannie Mae and Freddie Mac, several newspapers reported Friday night.

The Washington Post reported on its Web site that government officials had told the two companies that their top executives would be dismissed and government funds used to prop them up. The New York Times said the company boards also would be replaced.

The Times described the plan as effectively a government bailout that could cost taxpayers tens of billions of dollars and would be among the largest rescues in U.S. history.

The newspapers said an announcement of a takeover could come this weekend.

Finish reading this at: MSNBC

  225 views

More watched RNC than DNC on TV

by AC @, Saturday, September 06, 2008, 02:07 @ AC

More watched RNC than DNC on TV

AP - Sept. 5, 2008
NEW YORK - As a television draw, John McCain was every bit the equal of Barack Obama.

The GOP presidential candidate attracted roughly the same number of viewers to his convention acceptance speech Thursday as Obama did before the Democrats last week, according to Nielsen Media Research.

It marked the end of an astonishing run where more than 40 million people watched political speeches on three nights by Obama, McCain and Republican vice presidential candidate Sarah Palin. The Republican convention was the most-watched convention on television ever, beating a standard set by the Democrats a week earlier.

Finish reading this at: MSNBC

  191 views

Worst Secretary of State EVER: Rice -kissing up to Mad Dog Gaddafi

by AC @, Saturday, September 06, 2008, 02:14 @ AC

Worst Secretary of State EVER: Rice now In Libya -kissing up to Mad Dog Gaddafi

This is the same maniac (Condolessa Rice) that said she wants to divide Israel... She okayed the 3000 US M-16 guns sent to the PLO and she has never stopped harassing/pressuring Israel into giving up the little land they have... Hamas later took these assault rifles by force from Abbas's terror group. This behavior is expected of a Democrat - but not as a Republican...

Speaking after a historic meeting with Libya's Muammar Gaddafi, she said differences remained but they had started a new era of co-operation.

A cultural exchange agreement would be signed, and the US hopes to have an ambassador in Tripoli soon, she said.

They met in a compound bombed by the US in 1986 over what the US said was Libyan involvement in a terror attack.

Ms Rice flew to Tunisia after the talks as part of a North African tour that will also include Algeria and Morocco.

Security Council

At a news conference in Tripoli, the US secretary of state said that the two countries had made progress in concrete ways.

Finish reading this at: BBC

Related

08/2008
Worst U.S. Secretary of State EVER: Rice urges Israel to split Jerusalem

June 2006
Made-in-U.S. Arms Arrive in PA
Thousands of M-16 assault rifles, made in the U.S., were delivered to Fatah forces in Judea and Samaria as part of the effort to strengthen Abbas in his opposition to Hamas leader and PA Prime Minister Ismail Haniyeh.

Fatah is the political party headed by the late terrorist chieftain Yasser Arafat. The Al-Aksa Brigades terror group operates under its authority.
U.S. weapons transferred to Palestinian terrorists
Militant leader tells WND rifles given to Abbas for 'security' used in shooting attacks on Jews

TEL AVIV -- It was the United States that coordinated the transfer of weapons last week by Israel to Force 17, the presidential guard units of Palestinian Authority Chairman Mahmoud Abbas, WorldNetDaily has learned. The transfer consisted of American-made weapons, Palestinian officials said.

Abu Yousuf, a senior member of Force 17, told WND in an exclusive interview last week the weapons will be shared with the Al Aqsa Martyrs Brigades terror group and utilized for attacks against Jews. He hinted the weapons already were used in two shooting attacks the past few days that killed one Israeli civilian and wounded another. The weapons cache included 3,000 American-made M-16 assault rifles and over one million rounds of ammunition, Palestinian officials involved in the transfer told WND. Media reports had stated the transfer, which was credited to Israel, consisted of 370 assault rifles and an unspecified amount of bullets. Finish reading this at: World Net Daily

10/13/06
(IsraelNN.com) United States Secretary of State Condoleezza Rice said Wednesday America could have no greater legacy than to have divided the Land of Israel and established a Palestinian state to end the "humiliation of occupation." Rice made the statements at a dinner marking the third anniversary of the American Task Force on Palestine.

10/6/06
U.S. Secretary of State Condoleeza Rice, during her Middle East sojourn, had met with and encouraged the Fatah, which sponsors the Al Aksa Martyrs Brigades, defined by Rice's own U.S. State Department in its annual report as one of the "terrorist groups in this region", listed as: "The Al Aksa Martyrs Brigades (Fatah's militant wing)."

Rice meets Gadhafi on Libya visit


-

  254 views

Overdraft outrage: You weigh in

by AC @, Saturday, September 06, 2008, 11:17 @ AC

Overdraft outrage: You weigh in

Infuriated readers had a lot to say about overdraft fees -especially the way they're calculated.

By Jessica Dickler, CNNMoney.com staff writer
September 3, 2008: 12:27 PM EDT

NEW YORK (CNNMoney.com) -- Danial Roy had about $30 left in his checking account when he made two small charges of less than $5 each. But when he then wrote a check for $435, he was hit with not one, but three overdraft fees of $35 each.

The bank refused to waive any of the fees, despite his requests, he said. "I have given up trying to fight them on this." Commerce Bank of Kansas City, where Roy holds his account, declined to comment.

You incur overdraft fees when a bank approves a transaction even though you don't have enough money in your account to cover it. The bank is basically charging you a flat fee for a temporary loan - usually between $25 and $35 - regardless of how much the overdraft was. Even a few pennies over your balance are enough to trigger the fees.

That's the topic I addressed in a recent Raw Deal column. And, a lot of you, like Roy, responded with your own painful experiences, particularly about a specific bank practice that increases the likelihood of multiple overdraft fees.

Raw Deal: Overdraft protection
Many readers learned the hard way that, according to bank policy, checks or charges are debited in an order determined by the bank rather than the order in which you made them - so banks generally debit the largest pending transaction first. If that transaction overdraws the account, any other smaller transactions you made will result in overdrafts as well, even if they predated the larger one.

And while the banks say they are providing a service to consumers, some consumer advocacy groups say they're hitting the very people that can least afford it.

"The large majority of overdraft fees are paid by a core group of consumers," said Rebecca Borné, policy counsel with the Center for Responsible Lending, "members of the population that are more vulnerable and less able to bounce back."

Readers talk back
Like Danial Roy, readers from all over the country wrote about their experiences with overdraft fees, some that resulted in hundreds of dollars in fees.

College student Miguel Carreon, for example, wrote in to tell us how he recently made eight payments (including charges as small as 99 cents) over the course of one weekend, which left him with overdraft charges totaling $264.

"If they had cleared all the smaller checks first, I would only be paying $33," he said.

Finish reading this at: CNN

  186 views

Palin church promotes conversion of Homosexuals

by AC @, Saturday, September 06, 2008, 11:38 @ AC

Palin church promotes conversion of gays
VP candidate hasn't expressed views on 'pray away the gay' movement

Sept. 5, 2008
ANCHORAGE, Alaska - Gov. Sarah Palin's church is promoting a conference that promises to convert gays into heterosexuals through the power of prayer.

"You'll be encouraged by the power of God's love and His desire to transform the lives of those impacted by homosexuality," according to the insert in the bulletin of the Wasilla Bible Church, where Palin has prayed since she was a child.

Palin's conservative Christian views have energized that part of the GOP electorate, which was lukewarm to John McCain's candidacy before he named her as his vice presidential choice. She is staunchly anti-abortion, opposing exceptions for rape and incest, and opposes gay marriage and spousal rights for gay couples.

Finish reading this at: MSNBC

Related

Learn more about homosexuality here:
http://bibleprobe.com/homosexuality.htm

  187 views

Muslims condemn censorship of hadiths seeking dead Jews

by AC @, Saturday, September 06, 2008, 12:33 @ AC

Muslims condemn censorship of hadiths seeking dead Jews

Posted: September 06, 2008

© 2008 WorldNetDaily

Muslim students on the campus of the University of Southern California have condemned a school decision to take down certain hadiths – or sayings of Muhammad – that called for dead Jews and had been posted on a student group's website.

"We are outraged at the censorship of a complete religious and classic text without consulting us or any religious authority first," the Muslim Student Union said in a prepared statement. "The 'compendium' is now incomplete. There are verses in many religious texts (be it the Torah or the New Testament) that when taken out of context can be taken as offensive."

The decision to order the hadiths taken down from a site run by the Muslim Student Association, a separate organization, was made by Provost C.L. Max Nikias, according to a report today in the student newspaper, the Daily Trojan.

He approved the deletion of the statements because they urged Muslims to kill Jews. The statements were in a collection of hadiths, or historical sayings attributed to Muhammad although not included in the Quran.

Recommended Book

[image]

The call for the deaths of unbelievers has become an issue even for some Muslims. In the new book, "Why We Left Islam," authors Susan Crimp and Joel Richardson profiled those who now would be under their old religion's sentence of death for abandoning Muhammad's teachings.

One of those whose testimony is included in the book, Ali, wrote, "The Quran is full of verses that teach killing of unbelievers and how Allah would torture them after they die."

Finish reading this at: World Net Daily

Related

The Muslim Qur'an (Koran) is a diabolically evil book!

Learn more about Islam and the scourge on the world it is, here: http://bibleprobe.com/muhammad.htm

  178 views

Video: Powerful! Arabic woman 'sounds off' against Islam.

by AC @, Monday, September 08, 2008, 14:15 @ AC

Arabic woman 'sounds off' against Islam. See this video here:
http://switch3.castup.net/cunet/gm.asp?ai=214&ar=1050wmv&ak=nul

  213 views

Mortgage giants (Fannie & Freddie) face US takeover

by AC @, Saturday, September 06, 2008, 12:42 @ AC

Mortgage giants face US takeover

By Stephen Labaton and Andrew Ross Sorkin
September 6, 2008

WASHINGTON - Senior officials from the Bush administration and the Federal Reserve yesterday informed top executives of Fannie Mae and Freddie Mac, the mortgage finance giants, that the government was preparing to seize the two companies and place them in a conservatorship, officials and company executives briefed on the discussions said.

The plan, effectively a government bailout, was outlined in separate meetings that the chief executives were summoned to attend yesterday at the office of the companies' new regulator. The executives were told that, under the plan, they and their boards would be replaced and shareholders would be virtually wiped out but that the companies would be able to continue functioning with the government generally standing behind their debt, people briefed on the discussions said.

It is not possible to calculate the cost of any government bailout, but the huge potential liabilities of the companies could cost taxpayers tens of billions of dollars and make any rescue among the largest in the nation's history.

The drastic effort follows the bailout this year of Bear Stearns, the investment bank, as government officials continue to grapple with how to stem the credit crisis and housing crisis that have hobbled the economy. With Bear Stearns, the government provided guarantees and the bulk of its assets were transferred to JPMorgan Chase, leaving shareholders with a nominal amount.

Under a conservatorship, the remaining common and preferred shares of Fannie and Freddie would be worth little, and any losses on mortgages they own or guarantee could be paid by taxpayers. A conservatorship would operate much like a prepackaged bankruptcy, similar to what smaller companies use to clean up their books and then emerge with stronger balance sheets.

Finish reading this at: Boston Globe

  199 views

U.S. seizes Fannie and Freddie

by AC @, Sunday, September 07, 2008, 20:39 @ AC

U.S. seizes Fannie and Freddie

Treasury chief Paulson unveils historic government takeover of twin mortgage buyers. Top executives are out.

NEW YORK (CNNMoney.com) -- Federal officials on Sunday unveiled an extraordinary takeover of Fannie Mae and Freddie Mac, putting the government in charge of the twin mortgage giants and the $5 trillion in home loans they back.

The move marks Washington's most dramatic attempt yet to shore up the nation's housing market, which is suffering from record foreclosures and falling prices.

The sweeping plan, announced by Treasury Secretary Henry Paulson and James Lockhart, director of the Federal Housing Finance Agency, places the two companies into a "conservatorship" to be overseen by the Federal Housing Finance Agency. Under conservatorship, the government would temporarily run Fannie and Freddie until they are on stronger footing.

"A failure [of Fannie and Freddie] would affect the ability of Americans to get home loans, auto loans and other consumer credit and business finance," Paulson said at a press conference in Washington. "And a failure would be harmful to economic growth and job creation."

Freddie (FRE, Fortune 500) and Fannie (FNM, Fortune 500), which were created by the U.S. government, have been badly hurt in the last year by the sharp decline in home prices and the rise in mortgage delinquencies and foreclosures, racking up about $12 billion in losses.

On Sunday, officials stressed that both Fannie and Freddie will be open for business on Monday morning, although the firms will have undergone a dramatic facelift.

Finish reading this at: CNN

  228 views

Fannie & Freddie rescue - Good news for homebuyers

by AC @, Monday, September 08, 2008, 12:36 @ AC

Good news for homebuyers

What rescue means for mortgage rates

Bailout of mortgage giants should result in lower mortgage costs and make credit more available. But lending standards will stay tight and risky borrowers will still pay extra fees.

By Tami Luhby, CNNMoney.com senior writer
Last Updated: September 7, 2008: 6:17 PM EDT

NEW YORK (CNNMoney.com) -- Mortgage applicants rejoice!

Sunday's federal takeover of Fannie Mae and Freddie Mac will likely translate into lower mortgage rates and greater availability of credit, experts said. Rates could drop by 1 percentage point from the stubbornly-high 6.39% for a 30-year fixed rate mortgage.

"This could be good for would-be homeowners," said Tom LaMalfa, managing director, Wholesale Access, a research and consulting firm. "It would reduce the cost of financing at the new and improved Fannie and Freddie."

The government bailout is aimed at making mortgages easier to obtain and afford. By shoring up the mortgage financing giants, they can continue buying mortgages from lenders and injecting much-needed cash into the system.

"Fannie Mae and Freddie Mac are crucial to turning the corner on housing," said Treasury Henry Paulson. "Therefore, the primary mission of these enterprises now will be to proactively work to increase the availability of mortgage finance. Our economy and our markets will not recover until the bulk of this housing correction is behind us."

Finish reading this at: CNN

  181 views

Hockey mom scores over Obama

by AC @, Saturday, September 06, 2008, 13:01 @ AC

Hockey mom scores over Obama

[image]

By Herald staff
Saturday, September 6, 2008

Democrat Barack Obama's much-vaunted political star power took a drubbing this week as the woman in the GOP's No. 2 spot bypassed him in favorability polls, according to Rasmussen Reports.

Alaska Gov. Sarah Palin, virtually unknown in the lower 48 states a week ago, is now viewed favorably by 58 percent of American voters, despite days of relentless negative news reports and political attacks preceding her acceptance speech Wednesday, Rasmussen reported. Its national telephone survey found that 37 percent of voters hold an unfavorable view of the self-described hockey mom.

Before her acceptance speech, Palin was viewed favorably by 52 percent. A week ago, 67 percent had never heard of her, Rasmussen reported.

Finish reading this at: Boston Herald

Related

GOP Pick Sarah Palin: evil Democrats get over it! She's HOT!
http://appraisercom.com/forum/index.php?id=2082

  185 views

Update on Appraisers' fight against FNC & AI's Appraisalport data suc-king

by AC @, Saturday, September 06, 2008, 13:37 @ AC

Update on Appraisers' fight against FNC & AI's Appraisalport data suc-king

Below is a link to a Memorandum of Opinion by US District Court Judge Roger W. Titus.

My take/opinion on this: This is all about FNC & and appraisal Institute working together and using appraiser submitted data via the Appraisal Institute's (AI) Appraisalport. They resold this data, knowing it would directly result in less business for appraisers - as lenders used this data over and over in the desktop appraisals - without paying the original appraiser for it. I think that for the Appraisal Institute to be part of this reselling of appraiser data is disgusting treatment of all residential real estate appraisers - by an organization who says they are "our friend". This data directly led to an awful lot of less work for appraisers nationwide. And, it continues today.

Plaintiffs Harold H. Huggins Realty, Inc. ("Huggins Realty"), P.E. Turner & Company, Ltd. ("P.E. Turner"), Residential Appraisal and Consulting, Inc. ("Residential"), and Alfonso V. Torres d/b/a Front Door Appraisals ("Torres"), provide residential real estate appraisal services. They have brought a class action complaint against FNC, Inc. ("FNC"), on behalf of all real estate appraisers who have used FNC's "AppraisalPort" internet-based service. The crux of Plaintiffs' claims is that FNC induced them to convey their business proprietary appraisal information via AppraisalPort to their client mortgage lenders through false representations that such information would be transmitted securely and would not be viewed, intercepted, or stored by anyone-not even AppraisalPort-except the sending appraiser and the receiving client mortgage lender. In contrast to these representations, Plaintiffs allege, FNC has acquired and compiled this proprietary appraisal data into a "National Collateral Database," where it may be accessed by subscribing lenders and other market participants.

Judge Titus Opinion (.pdf): http://appraisercom.com/FNC-Titus-opinion.pdf

  184 views

Dems trash U.S. flags at DNC convention

by AC @, Saturday, September 06, 2008, 20:02 @ AC

Dems trash U.S. flags at DNC convention
McCain scoops up garbage to recycle Stars and Stripes

Posted: September 06, 2008

By Drew Zahn
© 2008 WorldNetDaily

[image]

Photo courtesy Denver Post blog page

Following their national convention in Denver last week, Democratic organizers heaped up thousands of unused U.S. flags and threw them away, but the McCain campaign has since salvaged the Star-Spangled Banners and intends to use them at a rally in Colorado Springs.

A Denver Post blog reports that a worker at Denver's Invesco Field discovered the discarded flags following Barack Obama's nomination speech at the mile-high stadium last week.

Now, according to Fox News, a group of Boy Scouts have brought 84 garbage bags full of the trashed flags to the site of a McCain rally in Colorado Springs, where the flags will be used as part of a warm-up ceremony before the Republican nominee takes the stage.

Finish reading this at: World Net Daily

  220 views

Arizona: A bank built on a bubble

by AC @, Sunday, September 07, 2008, 13:34 @ AC

Arizona: A bank built on a bubble

A bank built on a bubble

Fortune visits the aftermath of the Sunbelt housing bust - and a small bank's struggle to clean up its act.

By David Whitford, editor at large
August 12, 2008

(Fortune Magazine) -- "I understand why lizards live in sunny Arizona," sings Robert Earl Keen. "Why people do and call it home I'll never understand." Neither will I, but obviously we're in the minority. "People come out here - they like it," insists Tanya Wheeless, CEO of the Arizona Bankers Association.

Especially in winter, but even in high summer, when it's nearly triple digits all through the night, and the rain, when it comes, feels like a hot shower in a steamy bathroom. "Nothing looks rundown," says Wheeless, who's taking me on a driving tour this afternoon (nobody walks here) of Maricopa, 37 miles south of Phoenix. "Streets are wide. Everything is new. You expect everything to be new, you know?"

Just a few years ago Maricopa was a desert crossroads surrounded by cotton fields. Remnants of old Maricopa still exist: a check-cashing business, a rough-looking bar called the Headquarters Lounge, a rustic strip-mall precursor called the Maricopa Business Barn - none of those places look new.

But north and south of the old town center along Route 347 you'll find nothing but clean new subdivisions filled with row after row of identical homes. Mainly stucco with a little bit of rock. No yards to speak of, but playgrounds, swimming pools, walking trails, and a few perfect patches of what could be real grass, I suppose, but looks way too green. "From the $130s," says the sign facing the road.

The pattern repeats all over the valley, evidence at every turn of Phoenix's phenomenal growth in jobs, in housing, and in wealth.

In 2000, Arizona banks held $43 billion in deposits. In 2007 the total was $80 billion, the lion's share controlled by three large national banks. Arizona is third behind Alaska and California in terms of the fewest bank branches per capita. Plenty of room for newcomers, even if all they ever grab is a sliver of market share. Making Phoenix an obvious place to open a bank.

Towne Bank, which sprouted in suburban Mesa just four years ago and still has only one retail location, was one of those opportunistic upstarts, a bank built on a bubble.

Finish reading this at: CNN

  187 views

Mortgage giants were blind to housing risks

by AC @, Sunday, September 07, 2008, 13:43 @ AC

Mortgage giants were blind to housing risks

Bankers lowered standards, lost billions, forcing federal bailout

AP - Sat., Sept. 6, 2008
WASHINGTON - Mortgage giants Fannie Mae and Freddie Mac - despite their robust cadre of economists and mortgage experts - failed to heed warnings that the most dramatic housing bubble in U.S. history would burst.

The companies - particularly Freddie Mac - didn't raise enough cash to reassure Wall Street that they would be able to withstand a severe downturn in U.S. home prices.

As their losses started rising at alarming rates, investors simply lost confidence, forcing the government's historic takeover of the two companies, which could be announced as soon as Sunday.

Democratic Rep. Barney Frank, the chairman of the House Financial Services Committee, said in an interview Saturday that the companies' financial picture was better than investors assumed, but "it just plainly became clear that elements of the market wouldn't accept that."

Investors have reason to be jittery.

On Friday, the Mortgage Bankers Association said that more than 4 million American homeowners with a mortgage, a record 9 percent, were either behind on their payments or in foreclosure at the end of June.

Also on Friday, Nevada regulators shut down Silver State Bank, the 11th failure this year of a federally insured bank. In July, regulators seized IndyMac, which had $19 billion in deposits. And earlier this year, the government orchestrated the takeover of investment bank Bear Stearns Cos. by JPMorgan Chase & Co.

Treasury Secretary Henry Paulson has been in contact in recent weeks with foreign governments that hold billions of dollars of Fannie and Freddie debt to reassure them that the United States recognizes the importance of the two companies.

Nevertheless, the Bank of China said in late August that it cut back its portfolio of the Fannie and Freddie's debt by about one quarter since the end of June.

Washington-based Fannie and McLean, Virginia-based Freddie are the engines behind a complex process of buying, bundling and selling mortgages that remains a mystery to millions of Americans whose home loans pass through this system. Together Fannie and Freddie hold or guarantee about $5 trillion in mortgage debt - about half of the U.S. total.

They traditionally backed the safest loans, 30-year fixed rate mortgages that required a down payment of at least 20 percent. But in recent years, they lowered their standards dramatically, matching a decline fueled by Wall Street banks that backed the now-defunct subprime lending industry.

Finish reading this at: MSNBC

  179 views

Obama's training program described as 'Big Brother'

by AC @, Sunday, September 07, 2008, 14:21 @ AC

Obama's training program described as 'Big Brother'

Critic says plan would herd 'American youth into government-funded re-education camps'

Posted: September 06, 2008
11:45 pm Eastern

© 2008 WorldNetDaily

The tax-funded Chicago organization cited as a probable model for programs to integrate youth into the social and political world under an Obama tenure in the White House is the epitome of "Big Brother" that shovels impressionable youth through a course of brainwashing, according to critics.

The organization is called Public Allies and Democratic presidential nominee Sen. Barack Obama was a founding member of the board of directors in 1992. He later resigned and his wife became executive director of the group.

According to an editorial in Investor's Business Daily, Obama plans to use the non-profit, which is funded partly by the federal government and is featured on Obama's campaign website, as the model for a national service corps, called the "Universal Voluntary Public Service."

WND reported earlier when Obama asserted in a Colorado Springs speech that the U.S. needs a "civilian national security force" that would be as powerful, strong and well-funded as the half-trillion dollar Army, Marines, Navy and Air Force.

In the July 2 speech in Colorado Springs, Obama insisted the U.S. "cannot continue to rely on our military in order to achieve the national security objectives we've set."

He continued, "We've got to have a civilian national security force that's just as powerful, just as strong, just as well-funded."

"Big Brother had nothing on the Obamas," said IBD. "They plan to herd American youth into government-funded re-education camps where they'll be brainwashed into thinking America is a racist, oppressive place in need of 'social change.'"

The organization itself doesn't seem that alarming. It describes itself as serving communities "while developing better leaders for tomorrow." Young adults are placed in "community leadership" posts with various agencies and given weekly "training." They get $1,800 plus health and child care.

But IBD warns the real mission is something else.

That, the editorial said, "is to radicalize American youth and use them to bring about 'social change' through threats, pressure, tensions and confrontation – the tactics used by the father of community organizing, Saul 'The Red' Alinsky."

Finish reading this at: World Net Daily

  188 views

Gallup: McCain has 3-point lead over Obama

by AC @, Sunday, September 07, 2008, 20:27 @ AC

Gallup: McCain has 3-point lead over Obama

Politics blog: In three days of polling, including two since GOP convention ended Thursday night, he leads Obama 48%-45%.

Finish reading this at: USAtoday

  175 views

Some teens so heavy they face liver damage, transplants

by AC @, Sunday, September 07, 2008, 20:33 @ AC

Some teens so heavy they face liver damage, transplants

By Linda Johnson, Associated Press

TRENTON, N.J. - In a new and disturbing twist on the obesity epidemic, some overweight teenagers have severe liver damage caused by too much body fat, and a handful have needed liver transplants.

Many more may need a new liver by their 30s or 40s, say experts warning that pediatricians need to be more vigilant. The condition, which can lead to cirrhosis and liver failure or liver cancer, is being seen in kids in the United States, Europe, Australia and even some developing countries, according to a surge of recent medical studies and doctors interviewed by The Associated Press.


BLOG SQUAD: Doctor's advice for obese kids and families

The American Liver Foundation and other experts estimate 2% to 5% of American children over age 5, nearly all of them obese or overweight, have the condition, called nonalcoholic fatty liver disease.

"It's clearly the most common cause of liver disease," said Dr. Ronald Sokol, head of public policy at the liver foundation and a liver specialist at Children's Hospital and University of Colorado Denver.

Some experts think as many as 10% of all children and half of those who are obese may suffer from it, but note that few are given the simple blood test that can signal its presence. A biopsy is the only sure way to diagnose this disease.

As fat builds up, the liver can become inflamed and then scarred over time, leading to cirrhosis, a serious condition, which in years past was mostly caused by hepatitis or drinking too much alcohol. Liver failure or liver cancer can follow, but if cirrhosis has not yet developed, fatty liver disease can be reversed through weight loss.

The disease is most common in overweight children with belly fat and certain warning signs, such as diabetes or cholesterol or heart problems. However, it's been seen in a few children of normal weight.

Finish reading this at: USAtoday

  181 views

Obama slips on TV: 'My Muslim faith'

by AC @, Sunday, September 07, 2008, 20:57 @ AC

Obama slips on TV: 'My Muslim faith'
Presidential candidate drops line in interview discussing his belief

----
September 07, 2008

By Aaron Klein
© 2008 WorldNetDaily

Slip of the tongue or momentary confusion? In a television interview today discussing his religion, Sen. Barack Obama stated, "My Muslim faith."

Obama, speaking to ABC's George Stephanopoulos on "This Week," was talking about what he described as "smears" that were claiming he was a Muslim when he maintains he is a practicing Christian.

"Let's not play games," Obama stated. "What I was suggesting – you're absolutely right that John McCain has not talked about my Muslim faith. And you're absolutely right that that has not come."

(see quick video clip of this interview: here)

Stephanopoulos immediately interrupted Obama, stating, "Christian faith."

"My Christian faith," Obama quickly said. "Well, what I'm saying is that he (McCain) hasn't suggested that I'm a Muslim. And I think that his campaign's upper echelons have not, either. What I think is fair to say is that, coming out of the Republican camp, there have been efforts to suggest that perhaps I'm not who I say I am when it comes to my faith – something which I find deeply offensive, and that has been going on for a pretty long time."

The statements came amid an exchange in which Obama accused Republicans of spreading "lies" that he is a Muslim. McCain, though, has strongly condemned such accusations.

Finish reading this: here

Related

Did you know it is a tenent of Islam that "it is okay to lie", if it furthers the cause of Islam's world takeover?

Did you know that Islam's Qur'an (Koran) is a diabolically evil document that incites Muslims to kill non-believers?

Koran 47:4
When you meet the unbelievers in the Jihad strike off their heads and, when you have laid them low, bind your captives firmly. Then grant them their freedom or take ransom from them, until War shall lay down her burdens.

Read more about Islam at: "Muhammad, Terrorist or Prophet?"

Manchurian candidate?

Has anyone ever asked, if this guy isn't a Muslim, then why on earth did he change his name from a western sounding name like Barry Soetoro, to a distinctly Muslim sounding name (Barack Hussein Obama)?

Barak Hussein Obama: aka: Barry Soetoro, Muslim. Indonesian?

Muslims see Barak Hussein Obama as a Muslim or ex-Muslim

Obama has long denied he was ever a Muslim. His campaign site states: "Senator Obama has never been a Muslim, was not raised as a Muslim, and is a committed Christian." But as WND reported, public records in Indonesia listed Obama as a Muslim during his early years, and a number of childhood friends claimed to the media Obama was once a mosque-attending Muslim.

Obama's says 'Muslim Call To Prayers', is "one of the prettiest sounds"
Obama allegedly provided Nicholas Kristof of the New York Times with a recitation from memory of the Muslim call to prayer in Arabic. One of Obama's cousins in Africa has stated in the recent past that Obama was, indeed, once a Muslim.

Would Mr. Obama tell the families of, millions of Christians in the Middle East, the two million Armenians, the eighty million Hindus, let alone many others to mention who have been massacred by Muslims, all along the 1400 centuries, that what their loved ones heard while being slaughtered, is "One of the prettiest sounds on Earth?"

Obama promises 'Homosexuals' 'strongest possible bill'
http://appraisercom.com/forum/index.php?id=1044

Democrat sues Sen. Obama over 'fraudulent candidacy'

BARACK HUSSAIN OBAMA's Name On Birth Certificate is Barry Soetoro?

Obama: Muslim connection. Meddling in Kenya?

Obama is for Homosexuality & Murdering of Babies (abortion)

Unearthed transcript shows Obama backed infanticide

Is Barak Hussein Obama a Christian? His abortion support exceeds even NARAL's

Is Obama's candidacy constitutional?

April 2008 – THE SECRET LIFE OF BARACK OBAMA

[image]


"A glimpse of the real Obama" by Joseph Farah

"Is Obama the messiah?" by Jerome R. Corsi, on the wave of transcendent fervor over the Democratic candidate

"Swooning supporters fainting at rallies" – the EMTs move it, the candidate at the ready with a water bottle – is it fakery or fanaticism?

"Obamania" by Mary Jo Anderson, on how liberal lives find "meaning"

"The story behind Obama's rise to power" by Jane Chastain, on the rapid and dramatic transformation from state legislator to presidential candidate, with a little help from his friends

"Our first Muslim president?" by Robert Spencer. Many wonder how Obama's Islamic youth would affect his leadership of U.S.

"Tracking Obama's shifting Iraq positions" by Ed Lasky, an in-depth look at how the candidate has repeatedly changed his war stance to win voter approval

"Barack abandons pro-Palestinian stance" by Jerome R. Corsi, on how Muslim critics charge Obama has undergone a Middle East make-over to make himself electable

"Obama pledges support for radical 'gay' agenda" by Art Moore, revealing the senator's little-known letter to the 'LGBT community' affirming he would dump the Defense of Marriage Act

"Using the Sermon on the Mount to defend gay rights"

"Can a Catholic vote for Obama?" by Jack Cashill. "The first thing I'd do as president," Obama told a pro-abortion group, "is sign the Freedom of Choice Act"

"Not God bless, but 'God d--- America!'" Obama's long-time minister Jeremiah Wright also blames the U.S. for 9/11 and AIDS

"Senator's church published Hamas terror manifesto," by Aaron Klein, in which Rev. Wright compares the charter calling for the murder of Jews to the Declaration of Independence

"A brief for whitey" by Patrick J. Buchanan, asking Obama: We hear the criticism toward America, but where's the appreciation?

"Obama mentor identified as communist." Surprise, Frank Marshall Davis, another key influence on the Chicago senator was obsessed with "American imperialism, colonialism, exploitation"

"Obama's 'unity' is not what it seems" by Dennis Prager, who says the candidate's core message, though eloquent, is both dishonest and childish

"The new Jimmy Carter" by Bruce Walker. The title says it all.

"Obama speaks!" by Larry Elder, a hilarious parody of an Obama speech

  197 views

Read "Muhammad, Terrorist or Prophet?"

by AC @, Sunday, September 07, 2008, 21:14 @ AC

Read "Muhammad, Terrorist or Prophet?"

The Muslim Qur'an (Koran) is literally dripping in evil! This demonically inspired document goes out of its way to lie about Jesus; thus negating the salvation Jesus made possible. Islam is uniquely at odds with Christianity in all its major dogmas.

Islam is the religion of anger and hatred. It is an anti-freedom system, which seeks to ultimately control the entire world.

Additionally, only a demon or fallen angel would insist its followers make never ending war on non-believers, as this impersonal "god" Allah does. 1 in every 55 verses in the Qur'an incites Muslims to make war on non-Muslims. The Qur'an, is in fact a satanic blueprint for the art of deception, doubletalk, double-dealing and treachery. The word love is conspicuously missing from the Muslim Qur'an.

Islam's founder (Muhammad) was an historic pedophile (had sex with a 9 year old girl; when he was in his 50's), liar, thief, wife stealer and murderer. Muhammad even found a way to get 20% of all captured booty, and to have all those murdered who disagreed with him.

Islam's curse on Christians for believing Jesus is God's son:

Koran 9:30
The Jews call 'Uzayr-a son of God', and the Christinas call 'Christ the Son Of God'. That is a saying from their mouth; (In this) they but intimate what the unbelievers of old used to say. Allah's curse be on them: how they are decluded away from the Truth.

Muslims commanded to kill non-Muslims:

Koran 47:4
When you meet the unbelievers in the Jihad strike off their heads and, when you have laid them low, bind your captives firmly. Then grant them their freedom or take ransom from them, until War shall lay down her burdens.

Koran 5:51
Believers, take neither Jews nor Christians for your friends. They are friends with one another. Whoever of you seeks their friendship shall become one of their number. Allah does not guide the wrong-doers.

According to Islam's fake Qur'an (Koran), Christians teach perverse doctrines. Christ's Sonship is the prime example (9:30). Christians made a prophet out to be their Lord, ascribing deity to him, committing the supreme blasphemy (3:79,80; 4:48,171; 5:17; 9:31). Any reference to the Trinity is included in this. Christians disobey their own Book, stress falsehoods in their religion, and exaggerate in their teaching (5:66,77; 4:171). Monasticism and saint worship are condemned (57:27; 9:31). According to Islam, before Muhammad came, Christians were lost in error. Islam and the Qur'an are the only remedies (98:1).

The Qur'an warns Muslims about friendship with Christians. As a general rule Muslims are not to take Christians for friends, especially over Muslims (3:118; 4:144; 5:51,57). The only exception given is if you need to have them as your friend to guard your own security (3:28).

Read:http://Bibleprobe.com/muhammad.htm

  187 views

As a child, Obama crossed a cultural divide in Indonesia

by AC @, Monday, September 08, 2008, 13:30 @ AC

As a child, Obama crossed a cultural divide in Indonesia

By Paul Watson

March 15, 2007 in print edition A-1

As a boy in Indonesia, Barack Obama crisscrossed the religious divide. At the local primary school, he prayed in thanks to a Catholic saint. In the neighborhood mosque, he bowed to Allah.

Having a personal background in both Christianity and Islam might seem useful for an aspiring U.S. president in an age when Islamic nations and radical groups are key national security and foreign policy issues. But a connection with Islam is untrod territory for presidential politics.

Obama's four years as a child in Indonesia underscore how dramatically his background differs from that of past presidential hopefuls, most of whom spent little, if any, time in other countries. No one knows how voters will react to a candidate with an early exposure to Islam, a religion that remains foreign to many Americans.

Obama's campaign aides have emphasized his strong Christian beliefs and downplayed any Islamic connection. The candidate was raised "in a secular household in Indonesia by his stepfather and mother," his chief spokesman, Robert Gibbs, said in a statement in January after false reports began circulating that Obama had attended a radical madrasa, or Koranic school, as a child.

"To be clear, Senator Obama has never been a Muslim, was not raised a Muslim, and is a committed Christian who attends the United Church of Christ in Chicago," Gibbs' Jan. 24 statement said. In a statement to The Times on Wednesday, the campaign offered slightly different wording, saying: "Obama has never been a practicing Muslim." The statement added that as a child, Obama had spent time in the neighborhood's Islamic center.

His former Roman Catholic and Muslim teachers, along with two people who were identified by Obama's grade-school teacher as childhood friends, say Obama was registered by his family as a Muslim at both of the schools he attended.

That registration meant that during the third and fourth grades, Obama learned about Islam for two hours each week in religion class.

The childhood friends say Obama sometimes went to Friday prayers at the local mosque. "We prayed but not really seriously, just following actions done by older people in the mosque. But as kids, we loved to meet our friends and went to the mosque together and played," said Zulfin Adi, who describes himself as among Obama's closest childhood friends.

The campaign's national press secretary, Bill Burton, said Wednesday that the friends were recalling events "that are 40 years old and subject to four decades of other information." Obama's younger sister, Maya Soetoro, said in a statement released by the campaign that the family attended the mosque only "for big communal events," not every Friday.

The sensitivity of Islam as a political issue was on display earlier this year with the false report that Obama had attended a radical madrasa here. The report, which appeared initially on a conservative-oriented online magazine and then on a Fox News program, attributed the news to opposition researchers for Sen. Hillary Rodham Clinton (D-N.Y.). Both campaigns denied the story and accused conservative media outlets of trying to use the rumor to smear two Democratic hopefuls simultaneously.

Indonesia, the world's most populous Islamic-majority country, has seen an upsurge of Islamic radicalism in the last few years. But during the 1960s, when Obama lived here, the country was known for a brand of Islam more open to the nonIslamic world than the austere versions preached in much of the Middle East. Even in the Mideast, political Islam was far less influential in the 1960s than it is today.

In his autobiography, "Dreams From My Father," Obama briefly mentions Koranic study and describes his public school, which accepted students of all religions, as "a Muslim school."

"In the Muslim school, the teacher wrote to tell my mother that I made faces during Koranic studies," Obama wrote. "My mother wasn't overly concerned. 'Be respectful,' she'd say. In the Catholic school, when it came time to pray, I would close my eyes, then peek around the room. Nothing happened. No angels descended. Just a parched old nun and 30 brown children, muttering words."

Obama was born in Honolulu. When he was 2, his father, Barack Hussein Obama Sr., a Kenyan, and his Kansas-born mother, Ann Dunham, separated and later divorced. Dunham later married Lolo Soetoro, who was a Muslim. In 1967, the family moved to Jakarta, where Obama lived from ages 6 to 10. People there knew him as Barry Soetoro.

Adi said he often visited the Soetoro family at their home, a small flat-roofed bungalow at 16 Haji Ramli St. Today, he runs an Internet cafe and purified water business from the same small Jakarta house where he grew up near Obama.

Theirs was a middle-class neighborhood, but Haji Ramli Street was a dirt lane where Obama used to wile away the hours kicking a soccer ball. In the long rainy season, it turned to thick, mucky soup; Obama and his friends wore plastic bags over their shoes to walk though it, said Adi, who at 46 is the same age as Obama.

Neighborhood Muslims worshiped in a nearby house, which has since been replaced by a larger mosque. Sometimes, when the muezzin sounded the call to prayer, Lolo and Barry would walk to the makeshift mosque together, Adi said.

"His mother often went to the church, but Barry was Muslim. He went to the mosque," Adi said. "I remember him wearing a sarong."

Finish reading this at: LAtimes

Islam is the religion of anger and hatred. It is an anti-freedom system, which seeks to ultimately control the entire world via its evil mullahs and ayatollah's. It is an antichrist system that denies Jesus Christ has come in the flesh. The key word there is "Christ".

Below is what President John Quincy Adams wrote regarding treaties with Muslims (John Quincy Adams, "Essays on Turks", pages 274-275), which is something Presidents Carter to the present George Bush have not been able to comprehend:

"The victorious may be appeased by a false and delusive promise of peace and the faithful follower of the prophet may submit to the imperious necessities of defeat, but the command to propagate the Moslem creed by the sword is always obligatory when it can be made effective...The commands of the prophet may be performed alike, by fraud or by force. Of Mahometan good faith, we have as memorable examples ourselves.... Such is the spirit, which governs the hearts of men, to whom treachery and violence are taught as principles of religion."

Only a demon or fallen angel would insist its followers make never ending war on non-believers, as this impersonal "god" Allah does. 1 in every 55 verses in the Qur'an incites Muslims to make war on non-Muslims. The Qur'an, is in fact a satanic blueprint for the art of deception, doubletalk, double-dealing and treachery. The word love is conspicuously missing from the Muslim Qur'an.

The deadliest Islamic lie. Islam denies the crucifixion, death and resurrection of Christ:

Any one that denies the crucifixion of Jesus, very simply destroys the foundation and the raison d'être of Christianity. No crucifixion means no salvation, no salvation means Jesus is a liar, and if Jesus is a liar, then all Christianity is a fraud. Elementary my dear Watson. I'm also saying this for the Christians that swallow the Islamic deception of "We believe like you in Issa (Jesus) but not the crucified one", and the gullible Christians take this as a sign of love with almost tears in their eyes, not realizing that the Muslim in effect is telling you, "your Christianity is false and garbage, since Jesus was not crucified." The perfection in deception is when they say, "we believe like you." RE: http://www.sonsofapesandpigs.org/2008/03/hussein-obama-update-allah-akb.html

Koran 4:157, "That they said (in boast), 'We killed Al-Masih 'Isa the son of Maryam, the Messenger of Allah'; but they killed him not, nor crucified him, but so it was made to appear to them, and those who differ therein are full of doubts, with no knowledge, but only conjecture to follow, for of a surety they killed him not."

Islam's curse on Christians for believing Jesus is God's son:

Koran 9:30
The Jews call 'Uzayr-a son of God', and the Christinas call 'Christ the Son Of God'. That is a saying from their mouth; (In this) they but intimate what the unbelievers of old used to say. Allah's curse be on them: how they are decluded away from the Truth.

Muslims commanded to kill non-Muslims:

Koran 47:4
When you meet the unbelievers in the Jihad strike off their heads and, when you have laid them low, bind your captives firmly. Then grant them their freedom or take ransom from them, until War shall lay down her burdens.

Koran 5:51
Believers, take neither Jews nor Christians for your friends. They are friends with one another. Whoever of you seeks their friendship shall become one of their number. Allah does not guide the wrong-doers.

According to Islam's fake Qur'an (Koran), Christians teach perverse doctrines. Christ's Sonship is the prime example (9:30). Christians made a prophet out to be their Lord, ascribing deity to him, committing the supreme blasphemy (3:79,80; 4:48,171; 5:17; 9:31). Any reference to the Trinity is included in this. Christians disobey their own Book, stress falsehoods in their religion, and exaggerate in their teaching (5:66,77; 4:171). Monasticism and saint worship are condemned (57:27; 9:31). According to Islam, before Muhammad came, Christians were lost in error. Islam and the Qur'an are the only remedies (98:1).

The Qur'an warns Muslims about friendship with Christians. As a general rule Muslims are not to take Christians for friends, especially over Muslims (3:118; 4:144; 5:51,57). The only exception given is if you need to have them as your friend to guard your own security (3:28).

As a child, Obama crossed a cultural divide in Indonesia
http://appraisercom.com/forum/index.php?id=2161

Barak Hussein Obama: aka: Barry Soetoro, Muslim. Indonesian?
http://prorege-forum.com/forum_entry.php?id=6214

Obama's says 'Muslim Call To Prayers', is "one of the prettiest sounds"
http://prorege-forum.com/forum_entry.php?id=6253

NICHOLAS D. KRISTOF admits the truth of this in his article here. He writes about his interview with Obama: "he told me last year, on the record, that 'the Muslim call to prayer is one of the prettiest sounds on earth at sunset'".
http://www.nytimes.com/2008/03/09/opinion/09kristof.html

It's immoral to EVER vote Democratic
http://appraisercom.com/forum/forum_entry.php?id=1985

Obama promoting homosexuality, report card reveals
http://appraisercom.com/forum/index.php?id=2026

Democrat Legislators tell school kids to celebrate homosexuality
http://appraisercom.com/forum/index.php?id=2030

  200 views

Zawahiri: Why can't anyone take this terrorist dork out?

by AC @, Tuesday, September 09, 2008, 01:55 @ AC

Zawahiri: Why can't anyone take this terrtist dork out? Don't tell me the Pakistani Government doesn't know where he is? They're harboring these terrorists. And we still give "aid" to Pakistan? Pakistan is crying to the IMF right now for free money.

[image]
Notice the protrusion on his forehead. This is from whacking his head on the ground too hard to appease some 'god' named 'Allah' who has never been there. This cruel, despotic Allah is simply the figment of a very desperate, sick, and controlling person's (Muhammad) imagination.

Forget spending billions to bailout Fannie Mae & Freddie Mac who deserve to fail due to their risky business ventures (no verification loans, etc). How about redirecting this to eliminate nitwit terrorists like Zawahiri and Osama bin Laden.

[image]
Miracle of Miracles / See this book: here

This is a MUST READ if you are a Muslim who has ever wondered why Allah insists that you pray, not in your native language; or why your prayers with Allah always seem to be empty, pointless and one-way. Come out to freedom, and leave all these meaningless rituals behind. Stop misdirecting your sweet and worthy prayers to a deity who simply is not either alive, or there. This is also a MUST READ for any Christian who doesn't believe in miracles, or who wants to meet Muslims face to face and learn about them.

MIRACLE OF MIRACLES is a young upper class Iranian girl's stirring true testimony about how Jesus Christ found her and her husband in Tehran, and how and why they had to escape Iran to avoid execution by radical Muslims. Their crime? They converted from Islam to Christianity. Rejected by her family who she loves, and an utter outcast in her homeland, Mina and her husband made a harrowing journey across the mountains to Turkey, then to Europe, and lastly to America.

Related

Video: Powerful! Arabic woman 'sounds off' against Islam

  174 views

Christians - come out of this scourge known as Freemasonry!

by AC @, Monday, September 08, 2008, 02:18 @ AC

Since Freemasonry has attempted so strenuously to claim that they are just a "good ole boy" fraternity that does good works and has a good time, most people will be shocked to learn the bitter truth behind that facade.

Satan does not need to receive worship to achieve his goals. All he has to do is to keep a man from following Jesus. Satan knows that anyone who does not follow in the teachings of Jesus does not have God. (2 John 9)

Freemasonry teaches that due-paying Freemasonry alone is one's guarantee for Heaven. Without any intervention needed by Jesus Christ. This is a satanic lie to me and to most Christians.

Christians, and especially Ministers of Christ - come out of this diabolical Lodge, known as Freemasonry.

Learn more about the scourge of Freemasonry, here: http://bibleprobe.com/freemasonry.htm

  197 views

Freemasonry - 'Beyond the Light'

by AC @, Wednesday, September 10, 2008, 02:20 @ AC

Freemasonry - 'Beyond the Light'

Masons have mixed idolatry, paganism, the occult, Kabala, fertility cults, Satanism, spiritualism, demonology, and put it into a blender and come up with the Masonic religion. It is not of God! It is a false religion; the Harlot of Babylon. Masons say they offer new candidates "the light". The light they are actually giving is: Lucifer. The Christian Bible says that Satan walks to and fro on this earth masquerading as an "angel of light", that many might be deceived.

President John Quincy Adams was convinced Freemasonry was Luciferian, noxious, detrimental and highly evil. So convinced was Adams of the devilish and negative effects of Freemasonry in the affairs of men that the former President of the United States helped to found the Anti-Mason Political Party. In 1830, he was elected to the U.S. House of Representatives on the Anti-Mason Party ticket.

Manly Palmer Hall, a great authority on Masonry, writes, "When the Mason ... has learned the mystery of his Craft, the seething energies of Lucifer are in his hands. ..." (Manly Palmer Hall, The Lost Keys of Freemasonry, p. 48).

"Lucifer, the Light-bearer! Strange and mysterious name to give to the Spirit of Darkness! Lucifer, the Son of the Morning! Is it he who bears the Light, and with its splendors intolerable, blinds feeble, sensual, or selfish souls? Doubt it not!" [Albert Pike, Morals and Dogma of the Ancient and Accepted Scottish Rite of Freemasonry, p. 321, 19th Degree of Grand Pontiff

[image]

In his book Masonry "Beyond the Light", William Schnoebelen (now a saved Christian) talks about his experiences as first a Satanist and then a Mason who passed through nearly all the Mason Degrees, including some that American Masons are unaware of; such as degrees in Masonry like the Egyptian rites of Masonry and the Paladin. During his initiation into Palladium Masonry William sadly admits to standing with Masons, some who were also Satanists and chanting; "Glory and Love for Lucifer! Hatred! Hatred! Hatred! to God accursed! accursed! accursed!". He says that hashish provides some of their "illumination", taking after the 1st "Illuminati" 18th century Mason Adam Weishaupt.

During the Palladium "program" William tells how Masons promised to surrender themselves body and soul to Lucifer, usually for 7 years, and Lucifer promised to grant them all their worldly desires.

Through drugs and occult William says that they practiced opening the "Third Eye" which when opened completely flooded their brains with the "pure" consciousness of Lucifer himself--which is Satan's counterfeit of the Christian's "being born again". He says one would then look at the world and people as Satan does.

William says that as this degree progressed, they had conversations with the dead and then went on to "marrying" the dead when the demons ultimately possessed them entirely to a point that "there is no longer anyone home" in the host body. William says he experienced being linked mentally into a "vast spider web" of communication as part of an invisible army of slaves almost totally dependent on Satan.

Learn about the scourge known as Freemasonry

  195 views

France refuses to recognise Scientology as a religion

by AC @, Monday, September 08, 2008, 20:14 @ AC

France refuses to recognise Scientology as a religion, categorising it as a purely commercial operation and keeping it under surveillance.

This case stems from claims by a woman who said she was approached by Scientologists in a Paris street in 1998 and offered a free personality test.

She says she ended up handing over more than 20,000 euros (£16,000) for courses, books, illegally prescribed drugs and an "electrometer" supposed to measure fluctuations in her mental state.

Scientology 'faces French trial'

The Church of Scientology in France will be tried in court for "organised fraud", according to legal sources.

The lawyer for one of the plaintiffs behind the case told the BBC that if convicted the controversial Church could be banned.

The Church has faced stiff opposition in France as well as Germany, where it has been declared unconstitutional.

The French branch of the Church of Scientology said it had been cleared of "numerous" similar charges.

It said such charges should not be brought to court again.

This case stems from claims by a woman who said she was approached by Scientologists in a Paris street in 1998 and offered a free personality test.

She says she ended up handing over more than 20,000 euros (£16,000) for courses, books, illegally prescribed drugs and an "electrometer" supposed to measure fluctuations in her mental state.

Olivier Morice, a lawyer for the woman and for one other plaintiff in the case, says the case could be brought before the court by the end of the year or in early 2009.

'Commercial operation'

Scientology was founded in the United States in the 1950s by science-fiction writer L Ron Hubbard.

Finish reading this at: BBC

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it's in no way compatible with Christianity

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Democrat state of California bans 'brides,' 'grooms'

by AC @, Tuesday, September 09, 2008, 02:09 @ AC

Fascist Democrat state of California: California bans 'brides,' 'grooms'

QUEERLY BELOVED
California bans 'brides,' 'grooms'
License rejected for couple seeking traditional marriage

Posted: September 08, 2008
9:05 pm Eastern

© 2008 WorldNetDaily

ROSEVILLE, Calif. – "Brides" and "grooms" are no longer allowed to marry in the State of California.

That privilege is only extended to individuals who allow themselves to be called "Party A" and "Party B" on marriage licenses.

Pastor Doug Bird of Abundant Life Fellowship in Roseville, Calif., was alarmed to find the state now rejects the traditional terms after he officiated his first marriage ceremony last week following the California Supreme Court decision to overturn Proposition 22.

The couple had written the words "bride" and "groom" next to "Party A" and "Party B" because they wanted to be legally recognized as husband and wife.

However, the Placer County marriage license was denied.

Finish reading this at: World Net Daily

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